SAGO
SAGO
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                         Processing Fee Schedule

                    
Conforming and Non-conforming 1st                      $ 495.00
Piggyback 2nd                                                           $150.00
Stand-alone 2nd under $100,000                            $ 395.00
FHA and VA                                                               $ 550.00
FHA and VA Streamlines                                         $ 395.00
Construction                                                               $ 495.00
Commercial                                                                    TBD

Submissions to additional Lenders                         $  50.00 each
Additional unmarried borrowers (Investors)            $100.00 each
Doc drawing                                                               $100.00 per loan

                                  Miscellaneous Fees

Additional fees may include:

Courier/postage/overnight delivery fees if applicable.

Any charges to SAGO Processing,  for borrower verifications, etc,
including non toll-free telephone charges and service fees  
(i.e. "1-900" telephone charges for VOD's, etc).

Additional fees for work done beyond the terms of the Agreement
may be negotiated on a case-by-case basis.

SAGO Processing, will provide a detailed invoice to document all
fees and expenses.

Commercial processing pricing will be determined based on complexity
Processing Costs and Fees