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www.sagopros.com

P R O C E S S I N G

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1. ACCEPTANCE OF TERMS.
This SAGO Processing website ("Site") is a service of SAGO Processing, Inc. SAGO Processing provides its service to you subject to the following Terms
and Conditions of Use ("Terms"). By accessing and using this Site on the Internet or World Wide Web, you are agreeing to comply with and be bound
by the Terms. In addition, when using particular SAGO Processing services, you are subject to any posted guidelines or rules applicable to such services.
All such guidelines and rules applicable to such services are hereby incorporated by reference in the Terms.

2. DESCRIPTION OF SERVICE.
SAGO Processing sells paper products including cards, postcards, invitations, and announcements on-line. Additionally, SAGO Processing offers various
services relating to the printing, purchase and mailing of such (collectively, the "Service"). Unless specifically stated otherwise, any new features that
augment or enhance the current Service shall be subject to these Terms and Conditions.

3. USE OF SITE.
3.1 Proprietary Rights.
The Site contains or may contain information, text, photographs, designs, graphics, images, sound and video recordings, animation and other materials
and effects (including logos) that are protected by copyrights, trademarks, service marks, trade dress or other intellectual or proprietary rights owned by
SAGO Processing or other third parties (the "Content"). You acknowledge and agree that these rights belong to their respective owners and are protected
in all forms, media and technologies existing now or hereinafter developed. SAGO Processing™ and other SAGO Processing and SAGO Processing
logos and product and service names are trademarks of SAGO Processing (the "SAGO Processing Marks"). You agree not to display or use in any
manner, the SAGO Processing Marks without SAGO Processing's written permission.
3.2 No Framing.
You agree not to "frame" or "mirror" any Content or third party content contained on or accessible from this site on any other server or Internet-based
device without the advance written authorization of SAGO Processing or its licensor's, respectively.
3.3 Online Conduct.
Your use of the Site is subject to applicable local, state, federal and International law. You agree not to use the Site or any of the Content for any illegal
purpose, or to transmit to or through the Site any illegal, harmful, threatening, defamatory, obscene, hateful or other objectionable material of any kind, or
to interfere with, abuse or otherwise violate the legal rights of any third party using the Site (including by using any merchandise or the Services offered on
or in connection with the Site). By way of example only, and not as a limitation, you specifically agree not to:
(a) upload, post, e-mail, or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar,
obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
(b) harm minors in any way;
(c) impersonate any person or entity, including, or falsely state or otherwise misrepresent your affiliation with a person or entity;
(d) forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through the Service;
(e) upload, post, e-mail or otherwise transmit any Content that you do not have a right to transmit under any law or under contractual or fiduciary
relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under
nondisclosure agreements);
(f) upload, post, e-mail or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any
party;
(g) upload, post, e-mail or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to
interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
(h) disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that
negatively affects other users' ability to engage in real time exchanges;
(i) interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of
networks connected to the Service;
(j) intentionally or unintentionally violate any applicable local, state, national or international law or any regulations having the force of law, including,
but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange,
including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ.
3.4 Use of Content.
SAGO Processing grants permission to access and view the Site and to electronically copy and print in hard copy portions of the Site for the sole
purpose of submitting an order. Any other use of the Site or the Content, in whole or in part, without permission of the applicable rights holder is strictly
prohibited, including without limitation: modification, republication, deletion, transmission, public performance, distribution, proxy caching, uploading,
posting, reproduction for purposes other than those noted above, or other similar unauthorized exploitation of the Site or the Content. Without limiting the
foregoing, unauthorized use of the Content is illegal and could subject you to criminal prosecution as well as personal liability for damages in a civil suit.

4. DISCLAIMER.
THE SITE AND ITS CONTENTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OR REPRESENTATIONS OF ANY KIND,
WHETHER EXPRESS OR IMPLIED. SAGO Processing IS A DISTRIBUTOR AND NOT A PUBLISHER OF THE CONTENT SUPPLIED BY THIRD PARTIES AND
USERS OF THE SITE; AS SUCH, SAGO Processing EXERCISES NO EDITORIAL CONTROL OVER SUCH CONTENT AND MAKES NO WARRANTY OR
REPRESENTATION AS TO THE ACCURACY, RELIABILITY OR CURRENCY OF ANY INFORMATION, CONTENT, SERVICE OR MERCHANDISE PROVIDED
THROUGH OR ACCESSIBLE VIA THE SITE. WITHOUT LIMITING THE FOREGOING, SAGO Processing SPECIFICALLY DISCLAIMS ALL WARRANTIES
AND REPRESENTATIONS AS THE PUBLISHER OF ANY CONTENT TRANSMITTED ON OR IN CONNECTION WITH THE SITE OR ON SITES THAT MAY
APPEAR AS LINKS ON THE SITE, OR AS THE MANUFACTURER OF THE PRODUCTS PROVIDED AS A PART OF, OR OTHERWISE IN CONNECTION
WITH, THE SITE, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON
INFRINGEMENT OF THIRD PARTY RIGHTS. NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY SAGO Processing NOR ANY OF ITS
AFFILIATES, EMPLOYEES, OFFICERS, DIRECTORS, AGENTS, OR THE LIKE SHALL CREATE A WARRANTY. PRICE AND AVAILABILITY INFORMATION IS
SUBJECT TO CHANGE WITHOUT NOTICE.

5. LIMITATION OF LIABILITY.
YOUR USE OF THE SITE AND ITS CONTENTS IS AT YOUR OWN RISK. NEITHER SAGO Processing NOR ANY OF ITS AFFILIATES OR OTHER PARTIES
INVOLVED IN CREATING AND DELIVERING THE SITE, OR THE SERVICE OR ANY PRODUCTS PROVIDED AS A PART OF, OR OTHERWISE IN
CONNECTION WITH, THE SITE, WILL BE LIABLE FOR ANY COMPENSATORY, DIRECT, INDIRECT OR CONSEQUENTIAL DAMAGES, LOSS OF DATA,
INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, OR ANY CLAIMS OF THIRD PARTIES ARISING FROM USE OF THE SITE, REGARDLESS OF
THE LEGAL THEORY ON WHICH THE CLAIM IS BASED, AND EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, INCLUDING WITHOUT
LIMITATION ANY DAMAGES ARISING OUT OF RELIANCE BY THE USER ON INFORMATION OBTAINED FROM SAGO Processing OR THE SITE, OR
FOR DAMAGES WHICH RESULT FROM ANY MISTAKE, OMISSION, VIRUS, DELAY IN OPERATION, INTERRUPTION OF SERVICE, OR FAILURE OF
PERFORMANCE, WHETHER OR NOT RESULTING FROM AN ACT OF GOD, COMMUNICATIONS FAILURE, THEFT, OR UNAUTHORIZED ACCESS TO
SAGO Processing RECORDS OR THE SITE. Some states do not allow the exclusion or limitation of liability of consequential or incidental damages, so the
above exclusions may not apply to you; in such states, liability is limited to the fullest extent permitted by law.

6. INDEMNIFICATION.
YOU AGREE TO INDEMNIFY AND HOLD SAGO Processing, ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, PARTNERS AND EMPLOYEES,
HARMLESS FROM ANY CLAIM OR DEMAND, INCLUDING REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT
OF YOUR USE OF THE SERVICE, USE OF YOUR ACCOUNT BY ANY THIRD PARTY, THE VIOLATION OF THE TOU BY YOU, OR THE INFRINGEMENT
BY YOU, OR ANY THIRD PARTY USING YOUR ACCOUNT, OF ANY INTELLECTUAL PROPERTY OR OTHER RIGHT OF ANY PERSON OR ENTITY.

7. APPLICABLE LAW.
The Site (excluding linked sites, see Paragraph 7, below) is controlled by SAGO Processing from its offices within the State of Florida, United States of
America. Since it can be accessed from all 50 states, as well as from other countries around the world, and each of these places has laws that may differ
from those of California, by accessing the Site both you and SAGO Processing agree that the statutes and laws of the state of Fllorida, without regard to
the conflicts of laws principles thereof, will apply to all matters relating to use of the site and its contents. SAGO Processing makes no representation that
the Contents are appropriate or will be available for use in other locations. If you use this Site from outside the United States of America, you are entirely
responsible for compliance with applicable local laws, including but not limited to the export and import regulations of other countries in relation to the
Content and the third party content. Unless otherwise explicitly stated, all marketing or promotional materials found on this site are solely directed to
individuals, companies or other entities located in the United States. You and SAGO Processing further agree to submit to the exclusive personal
jurisdiction and venue of the Superior Court of State of Florida and the United States District Court with respect to any matters relating to the Services, the
use of the Site and its Contents, or any transactions arising there from.

8. LINKS TO OTHER WEBSITES AND SERVICES.
The Site may from time to time contain links to other sites. The linked sites are not under the control of SAGO Processing and SAGO Processing is not
responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. SAGO Processing reserves the
right to terminate any link or linking program at any time. SAGO Processing is providing these links to you only as a convenience. SAGO Processing
does not endorse companies or products to which it links and reserves the right to note as such on its web pages. If you decide to access any of the third
party sites linked to this Site, you do this entirely at your own risk.

9. SECURITY RULES.
You agree not to violate or attempt to violate the security of the Site, including without limitation, (a) accessing data that is not intended for your use; (b)
logging on to a server or account that you are not authorized to access; (c) probing, scanning or testing the vulnerability of any system or network related
in any way to the Site without proper authorization; (d) breaching security or authentication measures without proper authorization; (e) interfering with
service to any host, network, other user, including without limitation, sending unsolicited e-mail, flooding, spamming, mail bombing, or crashing; (f)
sending promotions and/or advertising products and/or services; or (g) attempting to do any of the preceding.

101. SPECIAL LEGAL CONSIDERATIONS.
You must possess the legal right and ability to use the Site. Without limiting the foregoing, you agree to be financially responsible for any order(s) you
place on or in connection with the Site. You also acknowledge that the Content may not be suitable for all visitors and you agree to comply with all
applicable laws, rules and regulations concerning your access to and/or use of such portion(s) of the Site and/or the Content, including any internal rules
regarding your access to and/or use of the Site (e.g. Any applicable rules and or policies of your employer or Internet Service Provider). Not
withstanding any other provision of the Terms to the contrary, SAGO Processing reserves the right to cooperate with local, state and federal officials in
any investigation relating to any purported illegal activity(ies) and, when required by law, regulation, legal process or government requests, to disclose
any personal information furnished by you or collected by SAGO Processing to law enforcement authorities or other relevant or related third parties.
SAGO Processing RESERVES THE RIGHT TO CHANGE THE FOREGOING TERMS AT ANY TIME BY POSTING CHANGES ON-LINE. YOU ARE
RESPONSIBLE FOR REVIEWING INFORMATION POSTED ON-LINE TO OBTAIN TIMELY NOTICE OF SUCH CHANGES. YOUR CONTINUED VISITS,
USE OF THE SERVICES AND/OR PURCHASE OF MERCHANDISE THROUGH THE SITE CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS, AS
MODIFIED BY ANY POSTED CHANGES.

11. GENERAL.
If any provision of these Terms is held by a court of competent jurisdiction to be contrary to law, then such provision(s) shall be construed, as nearly as
possible, to reflect the intentions of the parties, with all other provisions remaining in full force and effect. The failure of SAGO Processing to enforce any
right or provision in these Terms shall not constitute a waiver of such right or provision unless acknowledged and agreed to by SAGO Processing in
writing. The Terms comprises the entire agreement between you and SAGO Processing and supersede all prior or contemporaneous negotiations,
discussions or agreements, if any, between the parties regarding the subject matter contained herein. Your use of the Site, however, is subject to the
additional disclaimers and caveats that may appear throughout the Site. If you violate these Terms, SAGO Processing reserves the right to terminate
Service to you without notice. Your sole recourse and remedy is to receive a refund for prepaid but unused Services, if applicable.

12. YOUR COPYRIGHTS.
SAGO Processing respects the intellectual property rights of others. If you believe your copyright in a work has been violated through this site or our
services, please contact SAGO Processing, Inc., 34650 U.S. Hwy 19 N., Palm Harbor, Florida 34684 for notice of claims of copyright infringement.
You must provide our agent with the following information, which SAGO Processing may then forward to the alleged infringer:
• Describe the copyrighted work that you believe has been infringed. Identify the material on SAGO Processing's site or other medium that you believe
infringes your work, with enough detail so that we may locate it.
• Provide your address, telephone number, and email address.
• Provide a statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
• Declare under penalty of perjury that the information you have provided to us is accurate, and you are the owner of the copyright interest involved or
you are authorized to act on behalf of that owner.
• Provide your physical or electronic signature.

Upon receiving your complaint, SAGO Processing may remove content that you believe infringes your copyright. In addition, SAGO Processing may
terminate the account of the member who appears to be infringing your intellectual property rights.

(727) 781-0600

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